Itesiwaju Funds is the YATA member fund — seed grants and zero-fee loans for verified, active members. Apply, get a decision and repay, all inside the member desk on WhatsApp.
Not a member yet? The same chat takes you through joining YATA first.
What the fund offers
A boost you don't pay back, for members who qualify — to buy tools, stock or materials and grow your work.
Borrow what you need and repay over time. No interest, no hidden charges — you repay only what you took.
Eligibility
Itesiwaju Funds is a benefit, not a loan app. Each step opens the next — and your standing in the association keeps opening doors.
Say “Hi” to the official YATA number.
BVN/NIN, bank account and trade.
You receive your member number.
Dues current and minimum membership period met.
Apply from the member desk.
A good repayment record raises your limit.
Your standing counts
Banks look at paperwork. Your association knows you. Itesiwaju Funds decisions use signals only YATA has — so the more you show up, the more the fund can do for you.
How long you've been a member.
Whether your membership dues are paid up.
Your coordinator confirms your trade and need.
A fellow member from your own unit stands with you.
How it works
Open the member desk and pick Itesiwaju Funds from the menu.
Grant or loan, the amount, what it's for, and your guarantor.
Your coordinator endorses it; you hear back in the chat, usually within 72 hours.
Funds go to your verified account. See what you owe and log repayments in the chat.
Fund Refillers
Every naira repaid goes back into the members' calabash for the next artisan or trader. On-time repayers earn recognition and higher limits.
Questions
Yes. Itesiwaju Funds is a benefit for verified, active YATA members. If you're not a member yet, the member desk walks you through joining first — it's free.
Yes. There are no fees on grants or loans. For a loan, you repay only the amount you borrowed — no interest, no charges.
An approved YATA membership with dues current, a verified bank account in your name, and a guarantor from your unit.
We aim to decide every request within 72 hours. You'll hear the outcome right there in the chat.
Talk to your coordinator early. Follow-up is private — only you, your guarantor and your coordinator — and we'll work out a way forward together.
Your BVN/NIN is used only to confirm it's really you, and your data is handled under the Nigeria Data Protection Act. YATA will never ask for your PIN or OTP.